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NZ Pension Advisors Provider

Your Trusted & Expert Guidance for Your Financial Future

NZ Pension Advisors specialize in UK-to-NZ pension transfers and retirement planning. With expert guidance, we help you make informed decisions for a smooth and secure financial future. Our team ensures personalized support every step of the way
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NZ Pension Transfers

With your authorization, we can trace your existing entitlements, obtain up-to-date valuations, and request a full schedule of benefits to understand how your pension works. If you have a UK defined benefits pension, we’ll collaborate with an FCA-regulated pension transfer specialist. Taking into account your personal circumstances and long-term goals, we provide the necessary regulatory oversight in both New Zealand and the UK, helping you make a well-informed decision about your future.

   With experience handling over 500 different UK pension schemes, our team understands the complexities of UK-to-NZ pension transfers. We’ll help you navigate the process safely and securely to find the best approach for your needs.

Our Process

Since 1996, our expert team has successfully completed over 20,000 NZ pension transfers, making us one of New Zealand’s most experienced professionals in the field.

Request a no-obligation assessment

You can do this online or by calling us at 125487654. One of our Financial Advisers will assess your situation and guide you through the pros and cons of transferring your UK pension to New Zealand.

Complete the paperwork

If you decide to proceed, the next step is to complete some forms to get things underway. NZBritannia will then obtain a transfer value quote and handle any additional requirements to complete the transfer.

Transfer complete

If you choose to proceed with the transfer, your pension will be moved and invested in the Britannia Retirement Scheme.

Keeping the plan on track

Our support doesn’t end once your plan is in place. We’ll continue working with you long-term to ensure it remains aligned with your needs.

What are the key benefits of a QROPS through NZ Pension Advisors?
  • Full Beneficiary Payout – After five full tax years of non-UK residency, funds can be passed to beneficiaries in full.
  • Tax Efficiency – No UK income tax or death charges (up to 45%).
  • Early Access – Withdraw from your pension from age 55.
  • Currency Flexibility – Receive payments in GBP or NZD.
  • Professional Investment Management – Managed by experts.
  • Global Expertise, Local Support – International knowledge with NZ-based service.
  • Flexible Payment Options – Choose the currency for your pension payments.
  • Lump Sum Option – Withdraw up to 30% as a pension commencement lump sum.
  • Secure & Regulated – Operate within stable jurisdictions.
  • Investment Flexibility – Tailor your portfolio to suit your needs.
  • Transparent Fees – No hidden costs.
  • Succession Planning – Ensure smooth pension inheritance.
  • Pension Consolidation – Combine multiple pensions into one.
  • UK Tax Benefits – Free from UK lump sum death benefit charges.
  • Reduced Overseas Transfer Tax – Minimize tax on international transfers.

Important Notice: Transfers to a New Zealand pension with UK QROPS status after 9 March 2017 may be subject to a retrospective tax charge if you leave New Zealand and become a resident in another jurisdiction within five years of the transfer. We strongly recommend seeking professional advice.

Contact an NZ Pension Advisor today for a free, no-obligation consultation:

📞 +123456789
📧demo@gmail.com

Get Free Advice for NZ Pension Transfers

With over 25 years of experience, our team has successfully transferred pensions from the NZ to UK, working with 500+ NZ pension providers and assisting over 20,000 clients.

We’re so confident in our service that we offer free assessments and expert advice to help you make the right decision

Request a free consult

KiwiSaver

Maximise your KiwiSaver investment

These days, saving for retirement is easier with support from the New Zealand Government and your employer—but how do you know which KiwiSaver option is right for you?

Simply being a KiwiSaver member isn’t enough. There are key factors to consider: What life stage are you at? Are you in the right fund to meet your retirement goals? Are you saving enough? Our expert Financial Advisers can help you choose the KiwiSaver Scheme that best aligns with your retirement aspirations.

Our Process

Flexible Contribution Rates – You can contribute 3%, 4%, 6%, 8%, or 10% of your salary, allowing you to adjust your savings based on your financial situation and long-term goals.

Employer Contributions – If you're employed and contributing, your employer must contribute at least 3% of your gross salary to your KiwiSaver account, helping you build savings faster.

Government Contribution (Member Tax Credit) – If you're over 18, the New Zealand Government contributes 50 cents for every dollar you put in, up to a maximum of $521.43 per year, provided you contribute at least $1,042.86 annually.

Adjustable Contributions – You can change your KiwiSaver contribution rate anytime through your employer, and you can also make voluntary contributions whenever you choose. This flexibility allows you to increase or decrease your savings as your financial circumstances change.

Withdrawals at Retirement – Your KiwiSaver savings become accessible at age 65, providing financial security for your retirement. You can choose to withdraw your funds as a lump sum, in partial withdrawals, or as regular payments.

First Home Withdrawal – If you're a first-time home buyer, you can withdraw your KiwiSaver savings to help with a home deposit, provided you meet eligibility criteria. You must have been a KiwiSaver member for at least three years, and you must leave at least $1,000 in your account after the withdrawal.

KiwiSaver HomeStart Grant – In addition to the first home withdrawal, you may also be eligible for the First Home Grant, which provides up to $5,000 per person ($10,000 for a couple) for an existing home or up to $10,000 per person ($20,000 for a couple) for a new build.

Get the right insurance cover

Insurance isn’t just about having coverage—it’s about having the right coverage. We provide expert guidance to help you choose the most suitable insurance for your needs and regularly review your policy to ensure it remains fit for purpose.

With strong relationships across New Zealand’s major life insurers, we offer expert advice across a wide range of insurance options, ensuring you have the best protection in place.

Health & Life Insurance

Insurance planning protects your lifestyle, income, assets, and family from unexpected events. At NZ Pension Advisors, our advisers tailor insurance plans to your needs, working with top insurers for reliable coverage and claim support. We simplify your options, ensuring you understand your policy, what you're paying for, and what you can claim. Plus, we offer flexible remote consultations to fit your schedule.

Life Insurance

  • Have you planned for your family’s financial security if something happens to you?
  • Would they still achieve their goals without your support?

Life insurance provides peace of mind, ensuring your loved ones are financially protected. It offers a lump-sum payment to your estate or nominated beneficiaries in the event of your or your partner’s passing, helping to secure their future.

Income protection

  • If an illness or injury left you unable to work, could you still afford your mortgage, bills, and daily expenses?
  • How would you sustain your lifestyle if you couldn’t earn an income for an extended period?

Income protection insurance provides a regular monthly payment based on your income if you’re unable to work due to illness or injury. It helps cover essential financial commitments like household bills, mortgage, or rent payments until you recover or retire.

Critical illness cover

  • If you were suddenly diagnosed with a critical illness like cancer, a stroke, or a heart attack, would you be financially dependent on your family for support?

Critical illness cover provides financial security, ensuring you’re protected if diagnosed with a serious illness—without burdening your loved ones. A one-time lump-sum payment can help cover medical treatment, rehabilitation, or household expenses during a difficult time.

For expert financial advice, speak with one of our advisers today: +123456789.

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Email

luke-catton@outlook.com

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OUR PROCESS

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  • luke-catton@outlook.com